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Medical, surgical and hospital cover: Essential for expatriates Starting a new life in Spain means embracing new experiences, traditions and a different way of life. To fully enjoy this new stage, it is essential to feel protected. For this reason, having health insurance with medical, surgical and hospital cover.. 05/03/2026

Blacktower Financial: Celebrating 40 years of International Wealth ManagementHow economic change, expat growth and regulation have shaped modern financial planning across Spain Why 40 years matters In financial planning, experience cannot be fast-tracked. As Blacktower marks its 40th anniversary in 2026, it is an.. 05/03/2026

Digital life in Spain is getting easier for expatsFrom banking apps to online shops, settling in has never been simpler Moving to Spain used to mean choosing between stunning views and everyday conveniences like fast internet or familiar services. Those days are fading fast. Whether you're in a bustling.. 04/03/2026

European Bizum arrives: Free instant payments across Germany, Portugal, Italy and the Nordics from 2026Spanish mobile payment system joins forces with Wero, MB Way, Bancomat and Vipps MobilePay to allow cross-border transfers across 13 countries Free instant payments between Spain and much of Europe are set to become a reality from 2026, after Bizum agreed.. 04/03/2026

Murcia families lean on electricity voucher as bills hit €85 a monthOver 71,000 households now benefit from the social bonus amid rising energy costs If your electricity bills are feeling the pinch in Murcia, you are not alone. New figures show the Social Electricity Bonus is helping more than 71,000 households here keep.. 27/02/2026

Spain's minimum wage keeps rising - so why aren’t most salaries keeping up?Experts say recent hikes mainly lift the lowest earners while average pay still lags behind Europe When Spain signed off the latest minimum wage rise to €1,221 a month earlier this week, it was sold as another boost for the country’s lowest.. 20/02/2026

Live with a senior relative? You could deduct up to €2,550 on your next Spanish tax returnUpdated allowance for dependent ascendants comes into focus ahead of the 2025-26 filing season With the 2025-26 Spanish income tax campaign now just a couple of months away, many households are beginning to look closely at what they can deduct before.. 18/02/2026

Why your 2026 New Year's resolutions should begin with your willGet ahead in 2026 by ticking off the task that protects your family and your wishes, it’s easier than you think Image: Pexels/Arina Krasnikova The start of a new year is when many of us promise to get organised. We plan to sort paperwork.. 29/12/2025

8 common conveyancing problems and how to avoid themUnderstanding the potential pitfalls when buying or selling property can help prevent costly delays and disputes Buying or selling a property in Spain may seem straightforward, but the conveyancing process – the legal transfer of property ownership..

DomusVi residence for the elderly in the city of Murcia - your questions answered on how day-to-day life actually works! Placing a relative in a residence for the elderly can be traumatic, but DomusVi make it far easier with their guarantee of person-centred care The decision that an elderly relative or loved one is better off in a residence where they are constantly safe and..

Stay on top of regulated charging times in Spain with the Tarifa Hora Android AppThis innovative mobile app helps Spanish households navigate changing electricity time bands to reduce monthly bills Managing electricity costs in Spain can feel complicated, especially with the changing regulated charging times. These time bands.. 10/09/2025

Confuzo.com: Making savings on electricty, gas and insurance in Spain simple for expatsHelping residents in Spain compare electricity, gas, insurance and more with ease Many residents in Spain often find themselves overwhelmed by the sheer number of options when it comes to utilities and insurance. Understanding electricity charging times..

Why every expat in Spain should fix their funeral costs todaySecure your funeral for just €500 with Compare Funerals and get free will advice with every plan Planning ahead for a funeral may not be something most of us want to think about, but it can make a huge difference to both cost and peace of mind.. 01/09/2025

Non-EU property owners in Spain can now deduct rental expenses and receive tax rebatesSpain’s National Court has ruled that preventing non-EU property owners from deducting rental expenses violates EU law, a decision which allows non-EU investors to claim substantial tax refunds and reduce future liabilities Until recently, non-EU..

Buying a house in Murcia just got cheaper: Lower taxes on property transfers and wealth tax from 2025Regional government reductions in the property transfer tax and wealth tax aim to attract investment in real estate As of July 25, 2025, the Region of Murcia government has implemented significant tax reductions affecting real estate transactions.. 30/07/2025

New IRPF deductions for residents in Murcia from 2025The new changes aim to promote health, sustainability and support for families and vulnerable groups A series of new deductions for Personal Income Tax, known in Spanish as the ‘Impuesto sobre la Renta de las Personas Físicas’ .. 30/07/2025

Pre-paid vs insurance funeral plans: Which is best for expats in Spain?A practical comparison for those living abroad and planning ahead for end-of-life arrangements Moving to Spain offers many rewards, from warmer weather and relaxed living to lower costs and better healthcare. But for many expats, planning for end-.. 07/07/2025

What happens if you die without a will in Spain?Here’s what happens to the money if someone dies and doesn’t have a will for Spanish assets Dying without a will can lead to significant complications, especially in a foreign country like Spain, where inheritance laws may differ considerably..

Navigating UK pension transfers to Spain: A strategic approachBlacktower Financial Management can help transfer a UK pension to Spain for expats by Keith Littlewood, Blacktower Financial Management The landscape of transferring UK pensions to Spain has continued to evolve, reflecting changes in.. 04/06/2024

Tax-efficient investing in Spain: A guide to maximising your wealthMake the most of your investments in Spain with professional advice by Keith Littlewood, Blacktower Financial Management Investing in Spain offers a unique blend of opportunities and challenges, particularly when considering the tax implications.. 17/05/2024

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